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Paul V. Sica, is an agent of, and licensed to sell insurance through, New York Life Insurance Company and is also licensed with various other independent unaffiliated insurance companies in the state of MA. No insurance business may be conducted outside the specific state referenced.

Paul V. Sica is also a Registered Representative of, and offers securities products & services through, NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state of MA. No offers may be made or accepted from any resident outside the specific state referenced.

Sica Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC, or its affiliates.